New UK TRAVEL INSURANCE 2012

Welcome to International Isurance policy About UK travel insurance and holiday insurance covers Travel insurance is essential for anyone travelling abroad either on holiday or business and covers you for the following: Covers you and your family against the costs of emergency medical treatment abroad and the potentially very expensive bill if you are legally required to pay damages to someone whose property you have damaged or whom you have injured while on your travels (your ‘personal liability’). Travel insurance can also cover you against the costs of having to cancel or cut short your holiday due to circumstances beyond your control and against theft, loss or damage or delayed arrival of your baggage or belongings – including your passport, other travel documents and cash. Travel Insurance also covers costs resulting from a whole host of other travel-related mishaps such as any legal costs incurred in getting compensation from someone because you have become ill or have been seriously injured or killed, lump sum payments following such injury or death, and delayed or missed departure. Most standard travel policies include the following sections - when comparing policies from different suppliers it important to compare like for like regarding cover limits: • Medical expenses • Personal liability • Cancellation and curtailment • Money and personal belongings • Personal accident • Legal expenses • Delayed or missed departure. Note that standard policies do not cover you for certain activity holidays such as skiing, although plenty of skiing and winter sports policies are available from this site. Most policies will extend the cover for some elements of the policy at no extra cost if you cannot get home before the date the policy is due to expire because of the death, serious injury or illness of you or your travelling companions. You should also benefit from an extended period of cover if you cannot get home because public transport lets you down.